MENU 
While you have some specific opportunities to change your Medigap plan, you cannot change it at any time without restrictions. It’s crucial to be aware of the applicable enrollment periods and your eligibility for guaranteed issue rights to make informed decisions about changing your Medigap coverage. Here are the key points to understand: Initial Enrollment […]
In general, Medigap (Medicare Supplement) policies have certain protections in place to ensure that your insurance company cannot cancel your policy as long as you meet your premium payments and fulfill the terms and conditions of the policy. Here are some key points to understand regarding the renewability of Medigap policies: Guaranteed Renewability: Medigap policies […]
Yes, Medigap (Medicare Supplement) plans are private insurance policies. These plans are offered by private insurance companies, and they are designed to supplement Original Medicare (Medicare Part A and Part B) by covering certain out-of-pocket costs that Medicare doesn’t pay for, such as deductibles, copayments, and coinsurance. Here are a few key points to understand […]
Medicare Supplement plans and Medigap are often used interchangeably to refer to the same type of health insurance policy. However, it’s important to note that “Medigap” is a term coined by the government to describe these types of plans, while “Medicare Supplement” is a more common term used by insurance companies and consumers. Here’s a […]
Medicare Supplement plans, also referred to as supplemental insurance or a Medigap policy, were designed to help pay the costs that original Medicare does not cover. It is widely known that Medicare insurance was established to cover basic health care needs. When you only have Part A and B, you are not covered for all […]
Are you concerned that original Medicare will not cover all of your medical expenses if you need expensive medical treatment to cure a serious or permanent health condition? In most cases, Medicare pays only about 80% of your health care expenses, leaving you a gap. This is where Medigap comes in. As ‘supplemental’ policy to […]