If you are unsatisfied with your current Medicare supplemental insurance policy, you may consider switching to a different Medigap plan. Unfortunately, in most cases, you won’t have a right under federal law to switch Medicare supplement plans. There are two exceptions, though. First, those who are still within their 6-month initial enrollment period (meaning you […]
Medicare Supplemental Insurance (Medigap) does not work with Medicare advantage plans and vice versa. You are supposed to select one or the other to add additional coverage to your original Medicare. If you decide to keep, or forget to cancel your Medigap policy after you enroll in a Medicare advantage plan, you will have to […]
While Medicare is a ‘safety net’ and covers many medical necessary services, there is still a lot that is not covered. Especially if you have a health issue or a per-existing condition such as diabetes or high blood pressure, you need an additional insurance that helps you cover the gaps that traditional Medicare does not […]
In 2023, each of the standardized Medicare Supplement insurance plans, also referred to as ‘Medigap’ plans, offers a specific set of benefits to fill gaps in original Medicare coverage. The plans are under regulation of the government and the insurance providers selling these Medicare Supplements plans and the plans that are offered, vary from state […]
Texas Medicare Supplemental insurance fills the gaps that traditional Medicare doesn’t cover for seniors in the State of Texas. Also called ‘Medigap’, such a Medicare Supplement plan allows Texans on Medicare to stay healthy, knowing that such a supplemental insurance may pay for many of the health care costs in 2024 that are not covered […]
While Medicare is a great program providing health care to senior and disabled citizens, it was never designed to cover 100% of its beneficiaries’ health care expenses. Typically, one must pay 20% percent of the incurred Medicare approved medical expenses out of pocket. In addition to the 20% co-insurance, there is also the annual deductible […]